The Keryl Kelonye Insurance Blog

Stay informed about the latest trends, tips, and best practices in the Kenyan insurance industry. I'm a licensed insurance agent with a passion for helping people understand their insurance needs and find the best coverage for their needs.

KKeryl Kelonye

Before 2026 Starts: 7 Insurance Decisions Every Kenyan Should Make

Before 2026 starts, there are 7 insurance decisions every Kenyan should make. From health cover to lapses and SHA limits, this guide helps you start the new year protected — not exposed.

Dec 24, 2025Read

KKeryl Kelonye

NHIF Supa Cover vs. Private Insurance: I Broke Down the REAL Costs for a 28-Year-Old in Nairobi

Is NHIF Supa Cover enough for young Kenyans? This breakdown shows the real costs for a 28-year-old in Nairobi comparing NHIF vs private insurance — and why a mix of both may be the smartest move.

Sep 4, 2025Read

KKeryl Kelonye

A Guide to Kenya's Social Health Authority (SHA): What the NHIF Transition Means for Your Payslip and Your Health

Learn what Kenya’s new Social Health Authority (SHA) means for your payslip, healthcare access, and insurance options. Understand the NHIF to SHA transition, new contribution rates, and how the SHA’s three-fund system works.

Aug 13, 2025Read