Learn how to choose and manage life insurance beneficiaries, primary vs contingent beneficiaries, and how to update beneficiary information.
Choosing the right beneficiaries is crucial for ensuring your life insurance benefits reach the people you want to protect. Understanding beneficiary types and keeping them updated is essential.
Many people forget to update their beneficiaries after major life events like marriage, divorce, or the birth of children. This can lead to benefits going to unintended recipients.
Always review your beneficiary designations annually and after significant life changes to ensure your wishes are accurately reflected.
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