Keryl Insurance
    BlogFree Calculator
    1. Companies
    2. Heritage Insurance
    Heritage Insurance logo

    Heritage Insurance

    Established 1976

    A leading non-life insurance provider in Kenya, part of Liberty Kenya Holdings Plc, offering general insurance and comprehensive health cover.

    Medical InsuranceMotor InsuranceProperty InsuranceTravel Insurance

    Insurance Products & Services

    Heritage Medical Cover

    Flexible and customizable medical insurance with the Blue Health Cover Suite.

    Blue Core - inpatient-only cover in Kenya
    Blue Lite - basic outpatient and inpatient cover
    Blue Classic - comprehensive cover in East Africa
    Blue Plus and Blue Elite tiers
    Heritage Flexi for corporates and SMEs

    Heritage Motor Insurance

    Comprehensive and third-party motor vehicle protection.

    Comprehensive motor cover
    Third-party liability
    Windscreen and glass protection
    Emergency roadside assistance
    Personal accident cover

    Heritage Property Insurance

    Protection for residential and commercial properties.

    Fire and allied perils
    Burglary and theft protection
    Natural disaster coverage
    Contents insurance
    Business interruption cover

    Heritage Travel Insurance

    Comprehensive travel protection for local and international journeys.

    Medical emergency coverage
    Trip cancellation protection
    Lost baggage compensation
    Emergency evacuation
    Travel assistance services

    Why Choose Heritage Insurance?

    Over 50 years of insurance experience since 1976
    Subsidiary of Liberty Kenya Holdings (NSE listed)
    Backed by Standard Bank Group
    Customizable Blue Health Cover Suite
    Strong financial stability
    Wide hospital and service provider network
    Digital insurance solutions
    Excellent claims settlement record

    Ready to Get Started with Heritage Insurance?

    Let me help you find the perfect Heritage Insurance insurance plan for your needs and budget.

    Learn with Keryl

    • What is Insurance, Really? (Explained Simply)
    • I Didn't Use My Cover Can I Get a Refund?
    • If I Buy Funeral Cover, Am I Inviting Death?
    • Understanding SHA: Kenya's New Health Insurance System (and What Happened to NHIF)

    Health Insurance

    • Inpatient vs Outpatient Insurance: What's the Difference?
    • Complete Guide to Medical Insurance in Kenya
    • Outpatient Insurance Guide in Kenya - Everyday Healthcare
    • Maternity Insurance Guide in Kenya - Pregnancy Coverage
    • Critical Illness Cover in Kenya - Protection for Serious Conditions
    • Dental & Optical Insurance in Kenya - Complete Coverage
    • Emergency Medical Cover in Kenya - 24/7 Protection
    • Pre-Existing Conditions Insurance in Kenya - Coverage for All
    • NHIF Top-Up Plans in Kenya - Enhanced Medical Coverage
    • Senior Citizen Insurance in Kenya - Healthcare for Golden Years
    • Children's Insurance Plans in Kenya - Protect Your Kids
    • Family Insurance Plans in Kenya - Protect Your Loved Ones

    Life Insurance

    • Last Expense Insurance Guide: Last Expense Cover in Kenya
    • Life Insurance Basics in Kenya - Protect Your Family's Future
    • Term Life Insurance in Kenya - Affordable Protection
    • Whole Life Insurance in Kenya - Permanent Coverage & Savings
    • Universal Life Insurance in Kenya - Flexible Coverage Options
    • Life Insurance for Seniors in Kenya - Coverage Options Over 50
    • Life Insurance Beneficiaries in Kenya - Choosing the Right Recipients
    • Life Insurance Riders in Kenya - Enhance Your Coverage
    • Life Insurance Tax Benefits in Kenya - Maximize Your Savings
    • Life Insurance Underwriting in Kenya - Application Process Guide
    • Life Insurance Calculator Kenya - How Much Coverage Do You Need?

    Motor Vehicle Insurance

    • Motor Vehicle Insurance Kenya - Comprehensive Car Insurance

    Personal Insurance

    • Personal Accident Insurance in Kenya - 24/7 Protection
    • Affordable Insurance Options in Kenya - Quality Coverage on a Budget
    • Travel Insurance Kenya - Protect Your Journey
    • Home Insurance Kenya - Protect Your Property & Belongings
    • Disability Insurance Kenya - Protect Your Income
    • Pet Insurance Kenya - Veterinary Care Coverage
    • Umbrella Insurance Kenya - Extra Liability Protection
    • Identity Theft Insurance Kenya - Protect Your Identity
    • Wedding Insurance Kenya - Protect Your Special Day
    • Personal Cyber Insurance Kenya - Digital Protection

    Business Insurance

    • Group Insurance Solutions for Businesses in Kenya
    • General Liability Insurance Kenya - Business Protection
    • Professional Indemnity Insurance Kenya - Errors & Omissions Coverage
    • Commercial Property Insurance Kenya - Protect Your Business Property
    • Business Cyber Insurance Kenya - Data Breach Protection
    • Workers Compensation Insurance Kenya - Employee Protection
    • Key Person Insurance Kenya - Business Continuity Protection
    • Business Interruption Insurance Kenya - Lost Income Protection
    • Directors & Officers Insurance Kenya - Executive Protection
    • Employment Practices Liability Insurance Kenya - Workplace Protection

    Insurance Guides

    • Insurance Comparison in Kenya - Find the Best Plan
    • Insurance Mistakes to Avoid in Kenya - Expert Tips
    • Insurance Needs Analysis Kenya - Assess Your Coverage Requirements
    • Insurance Deductibles Guide Kenya - Choose the Right Deductible
    • Insurance Policy Review Kenya - Annual Coverage Assessment
    • Insurance Fraud Prevention Kenya - Protect Yourself from Scams
    • Insurance Terminology Guide Kenya - Understanding Insurance Terms
    • Insurance Budgeting Guide Kenya - Plan Your Insurance Expenses
    • Insurance Discounts Guide Kenya - Save Money on Premiums
    • Insurance Regulatory Guide Kenya - Know Your Rights
    • Insurance for Young Adults Kenya - Essential Coverage Guide

    Claims Support

    • Insurance Claims Support in Kenya - Expert Assistance
    • Insurance Claims Process Guide Kenya - Step-by-Step Filing
    • Insurance Claims Documentation Guide Kenya - Required Documents
    • Insurance Claims Denial Appeal Kenya - Fight for Your Rights
    • Insurance Claims Settlement Negotiation Kenya - Maximize Your Payout
    • Insurance Claims Adjuster Guide Kenya - Working with Adjusters
    • Insurance Claims Timeline Kenya - What to Expect
    • Insurance Claims Recovery Assistance Kenya - Support Services
    • Insurance Claims Legal Assistance Kenya - When to Seek Help
    • Health Insurance Claims Prevention Tips Kenya - Avoid Claim Denials

    Tools

    • Health Insurance Calculator

    Insurance Companies

    • Jubilee Insurance
    • AAR Insurance
    • GA Insurance Limited
    • APA Insurance
    • Old Mutual Kenya
    • Heritage Insurance

    © 2026 Keryl Kelonye. All rights reserved.

    Transforming Kenya's Insurance Industry, One Strategy at a Time.