What is Insurance, Really? (Explained Simply)

If you've ever wondered what insurance really means, you're not alone. Many people think it's just "a place where money goes and never comes back." 😅 But here's the real deal in the simplest way possible.

Imagine This:

You and 99 other people agree to put some money in a shared pot. Let's say each of you contributes KES 1,000.

Now, if one of you faces an emergency like a big hospital bill, that shared pot is used to help them.

That's it. That's insurance.

You're pooling your money to protect each other in case life throws a curveball.

You might never need the money and that's a good thing. But if something goes wrong, the support is there.

So, insurance isn't a scam. It's a community safety net. A financial way of saying:

"If something happens to you, we've got you."