Keryl Insurance
    Expert Guide

    I Didn't Use My Cover Can I Get a Refund?

    Understanding why insurance premiums are not refundable and how insurance really works as protection.

    The Common Question

    Let's talk about something that confuses a lot of people:

    "Why don't I get a refund if I never made a claim?"

    Think of insurance like paying for security

    When you hire a night guard or pay for your home alarm system, you're not expecting to get robbed. In fact, you hope you never have to use it.

    You're paying for peace of mind, not for an outcome.

    Insurance works the same way.

    How It Really Works

    The premiums you pay go into a shared pool that helps others who are facing real emergencies
    If nothing happened to you, that's good news - you stayed safe and healthy
    You didn't lose your money - you paid for protection during that time

    That protection was always on, quietly working in the background just in case.

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