I Didn't Use My Cover Can I Get a Refund?

Let's talk about something that confuses a lot of people:

"Why don't I get a refund if I never made a claim?"

Think of insurance like paying for security.

When you hire a night guard or pay for your home alarm system, you're not expecting to get robbed. In fact, you hope you never have to use it.

You're paying for peace of mind, not for an outcome.

Insurance works the same way.

The premiums you pay go into a shared pool that helps others who are facing real emergencies. If nothing happened to you, that's good news. It means you stayed safe and healthy.

You didn't lose your money. You paid for protection during that time.

That protection was always on, quietly working in the background just in case.